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School
School Insurance
School Protection for Southern Central & Illinois Schools
School Insurance Services
- Arson
- Ordinance or law
- Outdoor property
- Personal property within 1,000 ft of premises
- Preservation of property
- Sewer backup
- Utility services
- Underground fiber optics
- Accounts receivable
- Fine arts
- Fire extinguisher: recharge
- Fire department: service charge
- Fences and signs within 1,000 ft of premises
- Lock replacement and rekeying
- Foundations of building and pilings
- Money and securities
General Liability
- All premises and operations, including new premises, operations and activities
- Host liquor liability
- Operations by independent contractors
- Personal injury liability
- Personal property of others on school premises
- Premises medical payments
- Products and completed operations
- Teachers liability including corporal punishment
- Student teachers
- Teacher aides and other volunteer workers as additional insureds
Workers Comp and Other Coverages
- Employers liability
- Statutory coverage under Illinois Law
- Other states covered
Other Coverages
- Abuse or molestation liability
- Booster clubs
- Parent teacher organizations
- Foundations and other related organizations
- Cyber solutions: cyber liability and data compromise
- Employee benefit liability
- Fidelity bond for all employees
- Key person special expense
- Violent event response
IPM Insurance Company also offers school and school bus insurance in the following counties of Central and Southern Illinois:
Calhoun County, Madison County, St Clair County, Monroe County, Green County, Jersey County, Bond County,
Clinton County, Washington County, Randolph County
IPM Insurance Company also offers school and school bus insurance in the following cities of Central and Southern Illinois:
O'Fallon, Shiloh, Swansea, Belleville, Edwardsville, Glen Carbon, Collinsville, Caseyville, Alton, East Alton, Cottage Hills, Godfrey,
Wood River, Bethalto, Millstadt, Smithton, Freeburg, Columbia, Waterloo, Fairview Heights, Mascoutah, Okawville,
Highland, Lebanon, Nashville, Mt Vernon and more.
CARRIERS & CLAIMS
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